Revolvers and Transactors: Two Basic Cardholder Types

All people are individuals. We are all equal, but every person has a unique personality, way of thinking and habits. We even have different schemes of managing credit cards. Psychologists single out several types of financial personalities, credit experts divide credit consumers into two big categories: "revolvers" and "transactors".

These two opposite groups have different spending habits. They use plastics in different ways, so they will not equally benefit from the same card deal. Learn what traits are characteristic of these consumer spending categories and find out what type of cardholders you belong to. This will really help you when you decide to choose a new credit card.

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