Credit Fraud and Your Credit Profile
Heard much about credit fraud and scared to death to become plastic card fraud or card scam victim? Learn the ways of card fraud prevention and keep your credit score safe!
Nowadays fraud on credit penetrates into different spheres. Thus you can face identity theft fraud in form of Internet card fraud (or online credit card fraud), credit union fraud offers and many other card scam invitations, which you may receive by mail. Learn how to prevent credit card fraud in articles on credit!
All in all, bank card fraud statistics looks really depressing: more than 10% Americans suffer from fraudsters' abuse every year. Focus your mind, once you notice the symptoms listed below within your credit profile:
- Your FICO score has fallen and you keep getting card issuers' and loan centers' denials
- Your report creditl bureaus compile contains suspicious inquiries and/or accounts of unknown origin
- Bills come to you from unknown sources.
Widen your knowledge on how fraud can deteriorate your credit report and score, reading our articles about card fraud. Make contribution to plastic card fraud punishment, reporting fraud to Federal Trade Commission and credit bureaus! Remember, assisting them in card fraud detection you help to reduce the number of fraud victims!
Take care of your credit profile and score right now! Order your credit report and free credit score and check the information therein!
What Else You Should Do
Card fraud protection demands usage of really effecive methods, credit bureaus offer. One of the most popular services is placing fraud alert on your credit report. Apply to bureaus now and preclude identity theft for sure!
Fraud alert functions as follows: every time someone applies for credit, the information is checked with you. Read more on other modern techniques of card fraud prevention in respective books!
Unfortunately, fraudsters invent new tricks everyday. Some of them are quite evident, such as card scam. Still, millions of people are seduced by smart card invitations, for example, Visa credit fraud invitation, without paying attention to the fact that they contain too fabulous promises and demand for up-front fee and no concrete terms or card issuer contact information. Never tell your personal card number or social security number to anyone, offering you a plastic card by mail or phone!
Dealing with us, you'll see that keeping credit report and score sound demands responsibility and regular monitoring. Whatever loan you're going to make - small business loan, student center loan or credit loan - or, applying for credit card, verify your eligibility first of all. Get you 3-bureau credit report and score now and be aware of your chances to be approved!
To tell you the truth, credit fraudsters aren't choosy. They have no strong preference of excellent score, good credit cards, cards for fair credit scores, or limited credit cards. You're exposed to card fraud any way, unless you follow some essential rules:
- Keep your credit card number in top-secret
- Using your card for Internet shopping, make sure the site is totally secured
- Keep your plastic card at safe place and leave it at home whenever possible
- Destroy your card receipts totally before you throw them away
- Report credit card loss/theft to your credit card company as quickly as you can.
Establishing good credit is one thing. Maintaining it will require all your responsibility. No matter what credit card you're using - good card, fair score card or limited credit card - be cautious!