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Immediate credit card care service
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Displaying 0 to 10 (of 10 questions) Page:   1 of 1
User Date:
May 30, 2007, 3:14 am
  what is considered good credit? what is a good credit score
  Answer:
Answer

Taking the decision whether to approve of your credit card application or not, every bank or credit company will ask you what credit score you have. If you have paid all your debts on time, not taken other credits recently and your credit history is long enough, your credit score will be most likely considered as a good one. You can easily get to know your score number online, calculated by the national consumer bureaus according to the special FICO model. Having the score between 660 and 749 you are eligible for good credit cards, that are cards with low APR, no annual fee and 0% balance transfers. Moreover, many of them have a special rewards system. All the best, Manager of Immediate Credit Card Care Service

User Date:
May 30, 2007, 3:14 am
  i can not reach anyone by phone to get any answers. so i want to cancel my card because i like to be able to reach some one by phone if needed. so if you can tell me how i can cancel my card i would like to know thank you delana jones
  Answer:
Answer The only way to cancel your credit card is by contacting your bank. The number of customer service department should be given in the statement or at the back of your card. Some banks let card cancellation via internet. But if you can't reach your bank through any of the given contact information, you probably received a scam card and it is recommended to address to conssumer protecting organizations or police. All the best, Manager of Immediate Credit Card Care Service
User Date:
September 21, 2007, 11:47 am
  How much does your overall credit score (points) rise when you pay off a credit card in full?
  Answer:
Answer

Indeed, the credit score always depends on many factors: the total amount of the obligations, the timeliness of the payments and, besides, the balance of your credit card as well. Therefore in case you have any negative items on your card, your score will be hurt and as soon as you pay off the debt, it is repaired. However it is not always one and the same number of points that you gain for this reason and we recommend you to apply to one of these credit bureaus for you free credit score. All the best, Manager of Immediate Credit Card Care Service

User Date:
September 21, 2007, 11:48 am
  will it make a difference if i pay the negative items on my credit such as accounts that went to collections that was written off.
  Answer:
Answer In case you have any negative items on your credit report, such as not paying off the debt although it has already gone to the collections, they will stay in your file for a period of seven years. This may influence your chances to get the credit at the moment greatly. What you may do in this situation is pay off all the debt, contact the creditor and have a deal with him that he removes the item from the collection. In this case your score will surely get higher. Please do not hesitate to apply to one of these credit bureaus to know your score before trying to obtain another card. All the best, Manager of Immediate Credit Card Care Service
User Date:
September 26, 2007, 11:39 am
  where is your telephone number? I need to call you to find the lowest rate or no rate card to make a balance transfer. I will never send my personal information over the internet-too risky, Im sure you understand. thankyou, C.R.
  Answer:
Answer Please mind the fact that our website provides the most detailed information possible concerning the best types of credit cards. We explain the differences between them and are always wiling to help you with your choice. Unfortunately our service is a virtual one and we do not give consultations by phone, nor do we leave any numbers for you to call. In case you have any question on the matter, our managers of the Immediate Credit Card Care Service are always willing to answer it. Regarding the second part of your question, we would not recommend you to apply for a credit card by phone, as far as the applicant cannot see the person he is talking to and there may be a possibility of an identity theft. The online application, in its turn is absolutely secure unless you don't have all the necessary Internet connection security precautions taken. To make your choice please look through the offers of balance transfer cards presented at the site of our partner - the major part of them have good financial conditions, so that you will be able to obtain the one that will suit you best. All the best, Manager of Immediate Credit Card Care Service
User Date:
October 5, 2007, 11:27 am
  Hi, I was called and told was approved for a 3500.00 credit card. Sorry, I lost your phone number so can't call back. I'd like to take the offer if it's good. Thank you.
  Answer:
Answer

You probably refer to a pre-approved credit card that has been presented to you by some company. Please bear in mind that we do not deal with the offers of this type and therefore cannot provide you any telephone numbers. In fact, there are financial organizations that make a soft inquiry of your history and further on offer to apply for a credit card that you are eligible for. This inquiry does not hurt your score and may seem convenient to some of the customers. However, we do recommend you to compare the financial conditions of the pre-approved card with those of the best credit cards that we present at our website. This will surely help you to choose the card that satisfies all your demands and preferences. All the best, Manager of Immediate Credit Card Care Service

User Date:
October 7, 2007, 10:37 am
  I received an e-mail stating that my statement is ready. I believe I have this paid off and i closed this account. When I went to get on the site, it is completely different. I have no idea how to even get to where I can log into my account. I am so frustrated! If indeed, I do not owe anything, can you please stop the e-mails. If I do can someone either call (513) 451-xxxx or e-mail me step by step as to how to view my account. In the past, I paid on line. Thank you, Teri Ward

I'm trying to renew my "Norton Security Program" and it asks for my "secure" password. Who are ? why do I need a password with you, that is different than the one with my bank? A what seems to be the problem?
  Answer:
Answer

Please bear in mind that our website is aimed at providing the customers the most detailed information possible concerning the best credit cards issued by the top banks and credit companies. We are always willing to help you with your choice and explain all the peculiarities connected with the application process. Moreover, the managers of our Immediate Credit Card Care Service can answer your questions on the matter. However, we do not present any financial organization and it is highly recommendable to contact the bank that has lent you money directly. They will surely clear out all the details regarding your account and its managing. Do find the bank`s official site by clicking "Apply" by the card you have chosen. All the best, Manager of Immediate Credit Card Care Service

User Date:
October 10, 2007, 11:51 am
  I have had a credit card with Chase forever & now that there is a fraudulent charge from a company called Trilegiant noone want to give any info. Trilegiant says I cashed a check from Juniper Bank on May 4, 2007 which I never did. Then your company cant tell me anything about the check just tell me to call the other company that put the charge on . We have filed a complaint with the better business bur. & have seen all the other charges against you & this other company for fraud charges on alot of consumer acct. I have at least 3 credit cards from Chase & I will be cancelling all of them & so are friends & famiily
  Answer:
Answer

Please bear in mind that our website does not present any particular financial organization, therefore we do not give any data concerning accounts and cannot be responsible for fees and charges. What we do is provide the most detailed information concerning the best credit cards issued by the top banks and special companies. Moreover, we explain the peculiarities of the application process and help people to make their choice. In case you are not satisfied with your cooperation with this particular bank, you are always welcome to choose the other one as your future lender. All the best, Manager of Immediate Credit Card Care Service

User Date:
November 16, 2007, 4:44 am
  im having a hard time trying to find a credit card that does a 0% balance transfer and ive already tried discover but it didnt work. i have good credit. i want to tranfers $6,000.00. can you help me? i dont want to run my credit report a bunch of times. thank you very much!
  Answer:
Answer If you have a good credit history we advise you to have a look at CitiPlatinumSelectMasterCard by Citibank. It has 0% APR on balance transfers and purchases for up to 12 months. It also offers no annual fee, 0% liability on unauthorized purchases and free online services, including account management, statements, unbilled activity and faster payments.
User Date:
November 27, 2007, 7:10 am
  I was wondering what the best credit card would be for me. I own my own daycare business and I have a good credit history. I currently do not have a major credit card and I would like at least a 500 dollar credit history with a very low interest rate. Thank you for your help, Nichole.
  Answer:
Answer If you have a good credit history banks and card issuers are happy to offer you their best credit deals. Having a good rating gives you some fabulous advantages. All good score card deals look tempting. We recommend you to choose More Card-American Flag by Discover Bank. This card has 0% Intro APR for 12 months, no annual fee, 5% cashback, unlimited cash rewards, $0 fraud liability guarantee. APR for purchases and balance transfer after introductory period stands for 10%. Apply for a credit card online and enjoy numerous benefits!